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Become a Safer, More Confident Driver

You could save on auto insurance with the AARP Smart Driver™ online course. In fact, 92% of participants surveyed redeemed their course certificate for a discount.


Watch this short video to learn more!

Our Smart Driver online course will help you:

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Receive a multi-year discount on your auto insurance.**

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Refresh your driving skills and your knowledge of the rules — and hazards — of the road.

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Reduce your chances of receiving a traffic violation or getting into an accident.

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Learn at your own pace — you'll have 60 days (30 days in CT & NY) to complete the course!

Over 20 million participants and 45+ years of experience building safer, more confident drivers

The AARP Smart Driver course is the nation’s first refresher course specifically designed for drivers age 50 and older. In many states, drivers may benefit from a discount on their auto insurance premium upon completing the course. And you will learn something new along the way. In fact, an evaluation of the course found that 97% of participants changed at least one driving habit as a result of what they learned.

Course Highlights

The AARP Smart Driver online course covers:

  • Research-based safe driving strategies.
  • Information on the effects of medication on driving.
  • Preventive measures to reduce driver distractions.
  • Proper use of safety belts, airbags, anti-lock brakes, and new technology found in cars today.
  • Techniques for handling left turns, right-of-way, and roundabouts.
  • State-specific rules and regulations in 19 key areas, including construction zones, child safety seats, school buses, cellphone use and more.
  • Easy-to-follow format incorporating adult-learning principles.

Complete the course on any device, anytime, anywhere

You can take AARP’s defensive driving course on a smartphone, computer, or tablet at your convenience.

Will I get an auto insurance discount for completing the course online?

Some states have a law that mandates an automobile insurance discount for anyone completing an approved driver improvement course. Specific state insurance laws vary and individual states may place additional restrictions on eligibility for automobile insurance reductions/discounts. In some states, separate rules may apply to online driver improvement courses. Please consult your insurance agent for applicability in your state.

Help your friends and family become safer drivers

Help your friends and family become safer drivers. Know someone who could benefit from refreshing their defensive driving skills? Invite them to take the AARP Smart Driver course and improve their driving confidence. Plus, they may be able to save on auto insurance!

AARP Smart Driver Online Course

Refresh your driving skills and become a safer, more confident driver!

*AARP Research. 2023 AARP Driver Safety Smart Driver Course Evaluation. February 2023.

**Upon completion, you may be eligible to receive an auto insurance discount. Other restrictions may apply. Consult your agent for details.