AARP Smart Driver™ 6-Hour Online Course
This AARP Driver Safety Online course, which lasts a minimum of approximately 340 minutes, is approved by the New York State Department of Motor Vehicles. Successful completion of this course provides a 10% reduction, for three years, in the base rate of the motorist's current automobile liability, no-fault and collision premiums.* Motorists who complete this course are also eligible to receive point reduction once in 18 months.**
*Additional note concerning insurance reduction: Course completer must be the principal operator of the insured vehicle in order to be eligible for insurance reduction.
**Additional notes concerning point reduction: Points which are reduced remain on a motorist's record, but are not counted by the Department in determining further administrative actions against the license. Point reduction does not affect actions mandated by statute, such as license revocation for three speeding convictions within 18 months, and point reduction does not affect suspensions or revocations already in place.